Rebates & Incentives
Which states show rebates on your estimate results, what homeowners see, and what to do if your state isn't covered.
When a homeowner reaches pricing, their results can include a Rebates & incentives card showing the state, local and utility rebates available at their zip code.
What homeowners see
- A headline figure — "Get up to $X" — plus how many programs it covers. It adds together each program's maximum, so treat it as a ceiling: most homeowners won't qualify for every program or the full amount. When the programs pay a percentage of cost with no dollar cap, the card shows the number of programs instead of a figure.
- Three ways to refine it — household size, household income (in brackets: under $50k, $50k–$100k, $100k–$200k, over $200k), and their electric utility when the zip code has more than one. It starts at 4 people and $50k–$100k. None of this is saved to the lead.
- A pointer back to you — the card tells them your team will help confirm eligibility and apply.
There's no list of individual programs and no links out to program sites.
What counts toward the figure
Programs for heat pumps — ducted, ductless and mini-split, air-to-water — plus heat-pump controls and electrical service upgrades, and income-qualified programs run by the state that cover heat pumps.
Weatherization-only programs (insulation, air sealing, windows) are left out, since that money isn't tied to the HVAC install.
There are currently no federal tax credits for heat pumps installed from 2026 onward — the federal 25C credit ended with 2025 installs — so the figure is state, local and utility money only.
Is my state covered?
Find your state below. Correct as of September 2026.
- Yes — homeowners see rebates.
- Not yet — your state is covered, but no heat-pump programs are listed right now, so the card won't appear. It will start showing on its own once programs are added.
- No — rebates aren't available in your state yet.
| State | Rebates shown? |
|---|---|
| Alabama | No |
| Alaska | Yes |
| Arizona | Yes |
| Arkansas | No |
| California | Yes |
| Colorado | Yes |
| Connecticut | Yes |
| Delaware | Not yet |
| District of Columbia | Yes |
| Florida | No |
| Georgia | Yes |
| Hawaii | Yes |
| Idaho | No |
| Illinois | Yes |
| Indiana | Yes |
| Iowa | Yes |
| Kansas | No |
| Kentucky | No |
| Louisiana | No |
| Maine | Yes |
| Maryland | No |
| Massachusetts | Yes |
| Michigan | Yes |
| Minnesota | Yes |
| Mississippi | No |
| Missouri | Yes |
| Montana | No |
| Nebraska | No |
| Nevada | Not yet |
| New Hampshire | Yes |
| New Jersey | Yes |
| New Mexico | Yes |
| New York | Yes |
| North Carolina | Yes |
| North Dakota | No |
| Ohio | Not yet |
| Oklahoma | No |
| Oregon | Yes |
| Pennsylvania | Yes |
| Rhode Island | Yes |
| South Carolina | No |
| South Dakota | No |
| Tennessee | No |
| Texas | Yes |
| Utah | Yes |
| Vermont | Yes |
| Virginia | Yes |
| Washington | No |
| West Virginia | No |
| Wisconsin | Yes |
| Wyoming | Yes |
Your state shows No or Not yet? Email support@instantestimatehq.com and we'll look into options for your area.
"Yes" doesn't mean every zip code
Most programs are run by utilities, so what a homeowner sees depends on who supplies their electricity. In New Jersey, for example, JCP&L and Atlantic City Electric customers see programs, while PSE&G customers currently see none. If your homeowners' utility isn't showing anything, let us know at the same address.
Where a zip code is served by more than one utility, the card asks the homeowner to pick theirs. Until they do, only state and local programs count toward the figure.
Why the card might not appear
- Your state shows No or Not yet in the table above.
- Nothing matches that zip code and utility. Rather than showing an empty box, the card stays hidden — unless the zip has several utilities, in which case it stays up so the homeowner can pick theirs.
- The homeowner was routed to a home visit. Rebates appear alongside prices only. See Online Estimate Home Visits.
- The homeowner has already chosen an option. The card is on the page listing all your options, next to your financing offer. It isn't repeated on the page they reach after clicking one.
- Rebates are switched off for your account (see below).
- You're looking at Preview. The card never appears there. To see it, run a test estimate with an address in a covered state.
Turning it on or off
It's on by default. To change it, go to Company Settings → Form Options → Rebates & Incentives and use the Show rebates & incentives switch. There's no Save button — the switch saves the moment you flip it. Only owners and admins can open Form Options.
With it off, the card simply isn't there. Your financing card, if you have one, widens to fill the row the two normally share.
Be ready for the follow-up
The card sends homeowners to you to confirm eligibility and apply, so expect rebate questions on the first call. Many utility programs only pay out when the install is done by an enrolled or participating contractor — if you're not already signed up with the programs in your area, it's worth doing before homeowners start asking.